The Missouri Division of Commerce and Insurance coverage is cautioning drivers to be looking out for deer and different wild animals as temperatures drop and nights change into longer.
“Daybreak and nightfall are probably the most vulnerable occasions to expertise deer collisions,” mentioned Chlora Lindley-Myers, Director of the Missouri Division of Commerce and Insurance coverage. “At all times be cautious and recurrently scan either side of the roadway. Consider some accidents are unavoidable, so it’s all the time greatest to be ready by contacting your agent or service to debate applicable insurance coverage protection.”
In 2023, Missouri reported greater than 3,500 crashes involving deer, equating to 1 deer strike occurring roughly each 2 hours and half-hour within the state.
In these crashes, there have been 4 fatalities, and 420 folks had been injured, DCI mentioned.
The Nationwide Freeway Site visitors Security Administration estimates injury attributable to deer accidents alone ends in about $1 billion of uninsured losses yearly.
Injury to a car from an accident with an animal is roofed beneath an auto coverage’s optionally available complete protection, DCI mentioned. Drivers who solely have collision or legal responsibility protection won’t be coated for injury from an animal collision.
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Missouri
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